This privacy policy notice is designed to inform you of the types of information Select Portfolio Servicing, Inc. ("Company") may maintain or collect during the course of our relationship with you. It also explains the safeguards we have in place to protect that information and the circumstances under which we may share that information with other companies.
We maintain and collect nonpublic personal information about you as necessary to service your loan. We also may maintain or collect information about you to enable us to provide products, services, and other opportunities that we believe may be of interest or benefit to you. The following are examples of the types of nonpublic personal information we maintain or collect:
To provide you with efficient service and inform you of opportunities that may be of interest to you, we may share all or part of the personal information that we maintain or collect, as described in Section 1, with nonaffiliated companies. We may share this information with the following types of nonaffiliated companies, among others, UNLESS YOU TELL US NOT TO DO SO, BY EITHER SIGNING AND RETURNING THE FORM PROVIDED OR CLICKING ON THE OPT-OUT BOX PROVIDED BELOW:
PLEASE NOTE THAT WE MAY ALSO SHARE NONPUBLIC PERSONAL INFORMATION ABOUT YOU, AS DESCRIBED IN SECTION 2, TO COMPANIES THAT PERFORM SERVICES ON OUR BEHALF, OR TO COMPANIES WITH WHICH WE HAVE JOINT MARKETING AGREEMENTS, EVEN IF YOU SIGN AND RETURN THE OPT-OUT FORM PROVIDED OR CLICK THE OPT-OUT BOX BELOW. WE RESERVE THE RIGHT TO DO SO, NOTWITHSTANDING YOUR OPT-OUT, WHERE SUCH SHARING IS INCIDENTAL TO SERVICING YOUR LOAN OR THE PROVISION OF OTHER PRODUCTS OR SERVICES TO OUR INDIVIDUAL CUSTOMERS.
Under the federal Fair Credit Reporting Act, there is certain information about you that we may not share with our affiliates if you tell us not to by signing and returning the form provided or clicking on the opt-out box below. This information may include, among other things, the following:
The categories of affiliated companies who may receive the above information include:
Please note that even if you direct us not to share the information described in Section 3, we are permitted to share with our affiliates information about transactions or experience between you and us.
Under law, we may disclose nonpublic personal information about you that we maintain or collect, as described in Section 1, to companies that perform services on our behalf or to other financial institutions with which we have joint marketing agreements. The categories of third parties providing these services may include, among others the following:
We restrict access to nonpublic personal information about you to those employees who need to know that information and to those companies or individuals that provide services to us, and in order to provide or offer products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
Our privacy policy for nonpublic personal information about former customers is the same as our policy for current customers.
You may opt-out and thereby limit our use of your personal non-public information detailed above in one of two ways:
By printing, completing, and returning this form, you may opt out and direct us not to disclose nonpublic personal Information about you, except as permitted by law, to:
We will consider an opt-out by any joint customer as an opt out by all customers. If you have previously indicated your desire to opt out, you do not need to respond again.
Select Portfolio Servicing, Inc. automatically collects and / or tracks (or reserves the right to collect or track):
Select Portfolio Servicing, Inc. also places or reserves its right to place Internet cookies on visitor’s hard drives. Internet cookies save the visitor’s name, password, user-name, screen preference, the page of the Company’s website viewed by the visitor, and the advertisements (if any) or links viewed or clicked by the visitor. When the visitor revisits Select Portfolio Servicing, Inc.'s website, the Company will recognize the visitor by the Internet cookie and may customize the visitor’s experience accordingly. Internet cookies are stored on the visitor’s hard drive and are not stored, in any form, by Select Portfolio Servicing, Inc. Visitors may decline the Internet cookie by using the appropriate feature of the Web client software, if available.